**Rates for automatic payments, deduct ¼%. For current mortgage rates,
please call the credit union.
Savings/Shares Rates
Rates as of 7/1/2008.
Rate Description
Term
APR
APY
Main Share Account
0.55%
0.56%
Secondary Share Account
0.55%
0.56%
Life Insured Shares
0.15%
0.15%
Christmas Club
12 Months Payable October 1st
2.00%
2.00%
Health Savings Account
$2,500.00 or less
2.50%
2.52%
Health Savings Account
$2,500.01 - $5,000.00
2.75%
2.78%
Health Savings Account
$5,000.01 and over
3.00%
3.03%
Money Market
$ 50.00 - 999.99
0.55%
0.56%
Money Market
$1,000.00 - 2,499.99
1.00%
1.01%
Money Market
$2,500.00 - 4,999.99
1.10%
1.11%
Money Market
$5,000.00 - 9,999.99
2.00%
2.02%
Money Market
$10,000.00-24,999.99
2.15%
2.17%
Money Market
$25,000.00-49,999.99
2.25%
2.27%
Money Market
$50,000.00 and over
2.45%
2.47%
Certificates
Rates as of 7/1/2008.
Rate Description
Term
APR
APY
Kids Special $500.00 Minimum (must be under 18)
15 Months
2.50%
2.52%
$1,000 Minimum Balance
6 Months
2.00%
2.02%
$1,000 Minimum Balance
12 Months
2.10%
2.12%
$1,000 Minimum Balance
24 Months
2.20%
2.22%
$1,000 Minimum Balance
36 Months
2.30%
2.32%
$1,000 Minimum Balance
48 Months
2.40%
2.42%
$1,000 Minimum Balance
60 Months
2.50%
2.53%
$2,500 Minimum Balance
6 Months
2.75%
2.78%
$2,500 Minimum Balance
12 Months
2.90%
2.93%
$2,500 Minimum Balance
24 Months
2.95%
2.98%
$2,500 Minimum Balance
36 Months
3.00%
3.03%
$2,500 Minimum Balance
48 Months
3.05%
3.09%
$2,500 Minimum Balance
60 Months
3.10%
3.14%
$10,000 Minimum Balance
6 Months
2.80%
2.83%
$10,000 Minimum Balance
12 Months
2.95%
2.98%
$10,000 Minimum Balance
24 Months
3.00%
3.03%
$10,000 Minimum Balance
36 Months
3.05%
3.08%
$10,000 Minimum Balance
48 Months
3.10%
3.14%
$10,000 Minimum Balance
60 Months
3.15%
3.19%
IRAs
Rates as of 7/1/2008.
Rate Description
Term
APR
APY
Individual Retirement Account
$500.00 or less
2.50%
2.53%
Individual Retirement Account
$500.01 - 4,999.99
3.00%
3.03%
Individual Retirement Account
$5,000.00 and over
3.50%
3.55%
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