Loan Rates
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| Rates as of 8/2/2010. |
| Rate Description |
Term |
APR |
APY |
| New Vehicles |
Up to 84 Months |
7.99% |
0.00% |
| New/Used Vehicles 2009-2010 (includes cylces, campers & boats) |
Up to 72 Months |
6.24% |
0.00% |
| New/Used Vehicles 2008-2010 |
Up to 66 Months |
5.99% |
0.00% |
| New/Used Vehiles 2009-2010 |
Up to 60 Months |
5.24% |
0.00% |
| Used Vehicles 2007-2008 |
Up to 60 Months |
5.24% |
0.00% |
| Used Vehicles 2005-2006 |
Up to 60 Months |
5.74% |
0.00% |
| Used Vehicles 2003-2004 |
Up to 48 Months |
9.99% |
0.00% |
| New Recreation Vehicles (ATV, Snowmobile, Jetski) |
Up to 42 Months |
8.99% |
0.00% |
| Used Recreation Vehicles 2006-2009 |
Up to 36 Months |
9.50% |
0.00% |
| Share Secured |
Up to 48 Months |
3.95% |
0.00% |
| Signature Loan |
Up to 48 Months |
10.99% |
0.00% |
| Mobile Homes 2003-2010 (80% Financing) |
Up to 180 months |
8.25% |
0.00% |
| Mobile Homes 2002 or Older (80% Financing) |
Up to 180 Months |
8.99% |
0.00% |
| Purchase Money/CU Shopper |
Up to 36 Months |
9.99% |
0.00% |
| Home Equity Loan (80% LTV) |
Up to 120 Months |
6.49% |
0.00% |
| Home Equity Loan (80% LTV) |
Up to 180 Months |
7.50% |
0.00% |
| Home Equity Loan (90%LTV) |
Up to 120 months |
7.74% |
0.00% |
| Home Equity Loan (90% LTV) |
Up to 180 months |
8.25% |
0.00% |
| Mastercard Classic |
|
9.90% |
0.00% |
| Mastercard Platinum |
|
8.99% |
0.00% |
| Kwik Cash Line of Credit |
|
13.90% |
0.00% |
**Rates for automatic payments, deduct ¼%.
For current mortgage rates,
please call the credit union.
APR refers to the annual percentage rate. APY refers to the annual percentage yield.
Savings/Shares Rates
| Rates as of 8/2/2010. |
| Rate Description |
Term |
APR |
APY |
| Main Share Account |
|
0.40% |
0.40% |
| Secondary Share Account |
|
0.40% |
0.40% |
| Escrow Account |
|
0.46% |
0.46% |
| Life Insured Shares |
|
0.05% |
0.05% |
| Christmas Club |
12 Months Payable October 1st |
0.75% |
0.75% |
| Health Savings Account |
Below $2,500.00 |
0.50% |
0.50% |
| Health Savings Account |
$2,500.00 - $4,999.99 |
1.00% |
1.00% |
| Health Savings Account |
$5,000.00 and over |
1.25% |
1.25% |
| Money Market |
$ 0 - 999.99 |
0.40% |
0.40% |
| Money Market |
$1,000.00 - 2,499.99 |
0.45% |
0.45% |
| Money Market |
$2,500.00 - 4,999.99 |
0.50% |
0.50% |
| Money Market |
$5,000.00 - 9,999.99 |
0.60% |
0.60% |
| Money Market |
$10,000.00-24,999.99 |
0.70% |
0.70% |
| Money Market |
$25,000.00-49,999.99 |
0.80% |
0.80% |
| Money Market |
$50,000.00 and over |
0.90% |
0.90% |
APR refers to the annual percentage rate. APY refers to the annual percentage yield.
Certificates
| Rates as of 8/2/2010. |
| Rate Description |
Term |
APR |
APY |
| Youth Special $500.00 Minimum (must be under 18) |
15 Months |
0.75% |
0.75% |
| $1,000 Minimum Balance |
6 Months |
0.60% |
0.60% |
| $1,000 Minimum Balance |
12 Months |
1.00% |
1.00% |
| $1,000 Minimum Balance |
24 Months |
1.30% |
1.31% |
| $1,000 Minimum Balance |
36 Months |
1.40% |
1.41% |
| $1,000 Minimum Balance |
48 Months |
1.50% |
1.51% |
| $1,000 Minimum Balance |
60 Months |
1.60% |
1.61% |
| $2,500 Minimum Balance |
6 Months |
0.75% |
0.75% |
| $2,500 Minimum Balance |
12 Months |
1.20% |
1.21% |
| $2,500 Minimum Balance |
24 Months |
1.50% |
1.51% |
| $2,500 Minimum Balance |
36 Months |
1.60% |
1.61% |
| $2,500 Minimum Balance |
48 Months |
1.70% |
1.71% |
| $2,500 Minimum Balance |
60 Months |
1.80% |
1.81% |
| $10,000 Minimum Balance |
6 Months |
0.80% |
0.80% |
| $10,000 Minimum Balance |
12 Months |
1.30% |
1.31% |
| $10,000 Minimum Balance |
24 Months |
2.00% |
2.01% |
| $10,000 Minimum Balance |
36 Months |
2.35% |
2.37% |
| $10,000 Minimum Balance |
48 Months |
2.60% |
2.63% |
| $10,000 Minimum Balance |
60 Months |
2.90% |
2.93% |
APR refers to the annual percentage rate. APY refers to the annual percentage yield.
IRAs
| Rates as of 8/2/2010. |
| Rate Description |
Term |
APR |
APY |
| Individual Retirement Account |
Below $1000.00 |
0.75% |
0.75% |
| Individual Retirement Account |
$1000.00 - 14,999.99 |
1.25% |
1.26% |
| Individual Retirement Account |
$15,000.00 and over |
1.75% |
1.76% |
APR refers to the annual percentage rate. APY refers to the annual percentage yield.
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