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Loan Rates

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Rates as of 3/3/2010.
Rate Description Term APR APY
New Vehicles Up to 84 Months 7.99% 0.00%
New/Used Vehicles 2009-2010 (includes cylces, campers & boats) Up to 72 Months 6.24% 0.00%
New/Used Vehicles 2008-2010 Up to 66 Months 5.99% 0.00%
New/Used Vehiles 2009-2010 Up to 60 Months 5.24% 0.00%
Used Vehicles 2007-2008 Up to 60 Months 5.24% 0.00%
Used Vehicles 2005-2006 Up to 60 Months 5.74% 0.00%
Used Vehicles 2003-2004 Up to 48 Months 9.99% 0.00%
New Recreation Vehicles (ATV, Snowmobile, Jetski) Up to 42 Months 8.99% 0.00%
Used Recreation Vehicles 2006-2009 Up to 36 Months 9.50% 0.00%
Share Secured Up to 48 Months 3.95% 0.00%
Signature Loan Up to 48 Months 10.99% 0.00%
Mobile Homes 2003-2010 (80% Financing) Up to 180 months 8.25% 0.00%
Mobile Homes 2002 or Older (80% Financing) Up to 180 Months 8.99% 0.00%
Purchase Money/CU Shopper Up to 36 Months 9.99% 0.00%
Home Equity Loan (80% LTV) Up to 120 Months 6.99% 0.00%
Home Equity Loan (80% LTV) Up to 180 Months 7.75% 0.00%
Home Equity Loan (90%LTV) Up to 120 months 7.99% 0.00%
Home Equity Loan (90% LTV) Up to 180 months 8.50% 0.00%
Mastercard Classic 9.90% 0.00%
Mastercard Platinum 8.99% 0.00%
Kwik Cash Line of Credit 13.90% 0.00%
**Rates for automatic payments, deduct ¼%.
For current mortgage rates, please call the credit union.
APR refers to the annual percentage rate. APY refers to the annual percentage yield.

Savings/Shares Rates

Rates as of 3/3/2010.
Rate Description Term APR APY
Main Share Account 0.30% 0.30%
Secondary Share Account 0.30% 0.30%
Life Insured Shares 0.05% 0.05%
Christmas Club 12 Months Payable October 1st 0.75% 0.75%
Health Savings Account $2,500.00 or less 0.50% 0.50%
Health Savings Account $2,500.01 - $5,000.00 1.00% 1.00%
Health Savings Account $5,000.01 and over 1.25% 1.25%
Money Market $ 0 - 999.99 0.30% 0.30%
Money Market $1,000.00 - 2,499.99 0.50% 0.50%
Money Market $2,500.00 - 4,999.99 0.70% 0.70%
Money Market $5,000.00 - 9,999.99 0.80% 0.80%
Money Market $10,000.00-24,999.99 0.90% 0.90%
Money Market $25,000.00-49,999.99 1.00% 1.00%
Money Market $50,000.00 and over 1.10% 1.10%
APR refers to the annual percentage rate. APY refers to the annual percentage yield.

Certificates

Rates as of 3/3/2010.
Rate Description Term APR APY
Youth Special $500.00 Minimum (must be under 18) 15 Months 0.75% 0.75%
$1,000 Minimum Balance 6 Months 0.75% 0.75%
$1,000 Minimum Balance 12 Months 1.25% 1.26%
$1,000 Minimum Balance 24 Months 1.30% 1.31%
$1,000 Minimum Balance 36 Months 1.40% 1.41%
$1,000 Minimum Balance 48 Months 1.50% 1.51%
$1,000 Minimum Balance 60 Months 1.60% 1.61%
$2,500 Minimum Balance 6 Months 0.95% 0.95%
$2,500 Minimum Balance 12 Months 1.45% 1.46%
$2,500 Minimum Balance 24 Months 1.50% 1.51%
$2,500 Minimum Balance 36 Months 1.60% 1.61%
$2,500 Minimum Balance 48 Months 1.70% 1.71%
$2,500 Minimum Balance 60 Months 1.80% 1.81%
$10,000 Minimum Balance 6 Months 1.00% 1.00%
$10,000 Minimum Balance 12 Months 1.70% 1.71%
$10,000 Minimum Balance 24 Months 2.00% 2.01%
$10,000 Minimum Balance 36 Months 2.35% 2.37%
$10,000 Minimum Balance 48 Months 2.60% 2.63%
$10,000 Minimum Balance 60 Months 2.90% 2.93%
APR refers to the annual percentage rate. APY refers to the annual percentage yield.

IRAs

Rates as of 3/3/2010.
Rate Description Term APR APY
Individual Retirement Account $500.00 or less 1.00% 1.00%
Individual Retirement Account $500.01 - 4,999.99 1.50% 1.51%
Individual Retirement Account $5,000.00 and over 2.00% 2.02%
APR refers to the annual percentage rate. APY refers to the annual percentage yield.

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For general information or other questions: dccu@dodgecentralcu.com
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